STEP 1: Enroll in Original Medicare.
STEP 2: Decide if you need additional coverage. There are two ways:
OPTION 1: Choose a Medicare Advantage plan.
OPTION 2: Add one or both of the following to Original Medicare.
Part A covers inpatient care, including care received while in a hospital or skilled nursing facility and, in limited circumstances, care received at home.
Part B covers doctor’s visits plus many outpatient services and supplies like preventive care, ambulance services, and durable medical equipment.
Medicare Advantage ( MA) plans are health plans offered by private organizations, like Florida Blue Medicare, that contract with Medicare.
A Medicare Supplement plan will help pay deductibles, copays and coinsurance not covered by Original Medicare.
1 Foreign travel emergency coverage only included under BlueMedicare Supplement Plan D, G, M or N and BlueMedicare Supplement Select Plan D or M. BlueMedicare Supplement Select plans require use of network hospitals except in emergencies.
2 The “Same Age Forever” premium rate only applies to our Medicare Supplement and Medicare Supplement Select policies, not our Medicare Advantage or Part D plans. While factors such as medical costs and inflation will increase premiums, you will always pay your entry age rate providing you have continuous BlueMedicare Supplement coverage.
Standalone Part D prescription drug plans (PDPs) can help reduce your costs for medications and are available only from private companies or organizations like Florida Blue Medicare.
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